LIFE INSURANCE

Life insurance is one of the foundation of a strong financial plan, whether the insurance is used for a family plan, individual or a business arrangement, there are many life insurance option to consider today to protect the value of those needs.

Life insurance can assist in stopping the domino effect of the loss of a family way of life, or a business arrangement, and because of the large selection of life insurance programs available in the insurance marketplace, this is where an Insurance Corner consultant can assist you with the selection process. Whole Life, Term Life, Universal Life, or Final Expense, we are here to simplify the process. Leave them more than just memory.

Final Expense

Final Expense insurance coverage, such a policy can help protect loved ones from having to pay these costs out of pocket when death occur, which helps ease the financial burden placed on a family when a loved one dies.

In most cases, a basic funeral service will include a memorial, death certificates for the deceased and housing the remains. This type of policy relieves families of the anxiety of having to pay funeral costs. Get your personalized final expense quote today, call or request a proposal online. Request A Quote

Guaranteed Acceptance

Guaranteed Acceptance coverage will allow you to get the insurance coverage you need quickly without a medical exam and usually 4 question on the application, even if you’ve be denied coverage for health reasons, if you’re in the age range of 50-75.

Coverage is guaranteed throughout the life of the policy and your premium will never increase. Now many of the guaranteed acceptance whole life insurance policy provides a limited benefit in the first two years of the policy, this type of life insurance coverage provides peace of mind, knowing you’ve taken the right steps to cover or close gap in your final expense needs. Call an Insurance Corner consultant today.

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Whole Life

Great coverage for your entire life, permanent coverage, no increase in premium. cash values accumulation or dividends potential depending on the insurance carrier, which can be used to increase coverage limit benefits amount. Cash value accumulate on a tax-deferred basis, fully surrender able.

A whole life insurance policy can provide a lifetime of protection and it an affordable and secure way to help protect your loved ones’. Whole Life insurance policy types option……. 1) Life paid up at age 65 policy. 2) 20 pay life policy. 3) 10 pay life policy. 4) Single Premium life policy. 5) The traditional whole life policy. Call or apply online we’re available to discuss the many types of whole life insurance policy. Request A Proposal

Term Life Insurance

Term insurance is very popular today, it pays a benefit in the event of the death of the insured during a specified term, compared to whole life insurance. Some of the popular term insurance option are 10-year term period, 20-year term period and some insurance carriers offer a 30-year term insurance policy. It an affordable life insurance protection for the term period to protect a family, individual or a business project.

Team insurance can serve as a way to protect your insurable for later development that accrue in your life as we get older and our health change.

There a place for term insurance, when your need is great like mortgage, kids, car loans, student loan, credit cards debts and the thought of college cost, term is a great answer to help a family through a financial challenge during time when an income is lost due to death.

Ask an Insurance Corner consultant about a return of premium term policy, we are available to provide you with a term life insurance instant quote.

Instant Quote. or Request A Proposal

Universal Life Insurance

Universal life is often referred to as a hybrid product it’s a blend between three financial insurance products, whole life, term life and savings. Under the terms of the policy the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which make it special to some people as an investment vehicle, Cash value accumulate on a tax-deferred basis.

Premiums are significantly more flexible than whole life. Universal life insurance policy offers flexible premiums that may allow you to adjust how much you’ll pay each year; however, you must pay the minimum amount or the policy will lapse. Depending on your policy’s potential cash value, it may be used to skip a premium payment or be left alone with the potential to accumulate in value over time.

Call today to speak with one of Insurance Corner consultant on the pro and con of the Universal life hybrid policy. Get your personalized Universal life insurance quote today.

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